Welcome to the OpenWrks My Budget cookie policy. This document sets out everything you need to know about what type of data we hold on you, why we have it and how we use it. When we say “we”, “OpenWrks”, “us” or “ours” we are talking about OpenWrks, a trading name of Business Finance Technology Group Limited, a company incorporated and registered in England and Wales with company number 09422433 whose registered office is at 45 Wollaton Street, Nottingham, NG1 5FW. When we say “you” or “yours” we are talking about you, our customer or potential customer.
OpenWrks uses cookies for a variety of purposes, including ensuring that our website functions as expected, remembering your preferences and gathering data on the users of our website and our services.
By using our website (through any device) you agree that this Cookies Policy, together with our Privacy Policy and Terms, applies to that use.
We are committed to protecting you and any information (anonymous or otherwise) that we collect about you online. This section tells you about how and why we use cookies, and how this allows us to improve our service.
If you wish to use our website, but would like us not to set cookies in your browser, you can disable or remove the cookies. Details on how to do this are set out in section 4 below. Please note that disabling or removing the cookies we or our third party service providers set may impact the functionality and security of our website and our ability to provide our services to you. Please note that you will not be able to use our website or the associated services if you do not accept our use of cookies.
We reserve the right to make changes to our Cookies Policy. Any changes we may make to our Cookies Policy in the future will be posted on this page and, where appropriate, notified to you by email. Please check back frequently to see any updates or changes to our Cookies Policy. Your continued use of our website is taken as your agreement to any such changes.
Cookies are files containing small amounts of information which are downloaded to the device you use when you visit a website. Your web browser (such as Internet Explorer, Mozilla Firefox, Google Chrome or Safari) then sends these cookies back to our website [or application] on each subsequent visit. Cookies do not contain any information that personally identifies you.
We and our reputable third party service providers use the information we obtain about you through the use of cookies for the following purposes:
Whether a cookie is a first or third party cookie depends on which website the cookie comes from. First party cookies are those set by or on behalf of the website visited. All other cookies are third party cookies. We use both first party and third party cookies. You can read more about them below. Third party cookies: In some cases, some of these cookies are managed for us by third parties, but we don’t allow the third party to use the cookies for any purpose other than those listed above.
These are cookies that are required for the operation of our website. They include, for example, cookies that enable you to log into secure areas of our website such as your OpenWrks account.
They allow us to recognise and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily.
These are used to recognise you when you return to our website. This enables us to personalise our content for you, greet you by name and remember your preferences (for example, your choice of language or region).
In order to keep our products and services easy to use and up-to-date, we use web analytics services to help us understand how people use our website. For example we can see which parts of our services are most popular, identify when errors occur and test different versions of a page or feature to see which one works best. These web analytics services may be designed and operated by other companies on our behalf. They do this using small invisible images known as “web beacons” or “tracking pixels” that may be included in the digital products and services on our website. These are used for example to count the number of times something has been seen. These web beacons are anonymous and do not contain or collect any information that identifies you.
These cookies record your visit to our website, the pages you have visited and the links you have followed. We will use this information to make our website and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose. We use retargeting and online behavioural advertising to market OpenWrks which employs targeting cookies to deliver you more targeted advertising.
By using our website, you agree that we can place the above types of cookies on your device.
In all modern browsers you may elect to reject cookies and/or enable do not track features, and we provide instructions on how to do this below. Please note however that by doing so parts of our website may no longer function as expected. For example, if you delete cookies any preferences they record will be lost. This includes for example where you have opted out from cookies, as this requires an opt-out cookie to be set.
If your concerns are based around third party cookies, then we recommend you just reject those cookies, rather than all cookies so that we can still provide you with the functionality you expect.
If you do wish to stop your browser from accepting cookies, see the following pages:
Mozilla Firefox: support.mozilla.org
Google Chrome: support.google.com
Internet Explorer: windows.microsoft.com
Safari: support.apple.com
If you need to contact us
If you have any questions about our cookies or this Cookies Policy, please email them to the Data Protection Officer at [email protected].