How we help

We've created the OpenWrks toolkit to help the most ambitious and customer focused financial services businesses create new solutions to their customers everyday challenges. By seamlessly integrating Open Banking into your business and your processes, you can make more of the right customer decisions.

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OpenWrks API

Effortlessly integrate Open Banking data with the OpenWrks API

We connect to banks through secure Open Banking APIs, removing the bloat and variability from those different connections so our clients don’t have to. The OpenWrks API provides a single, simple and secure way to integrate normalised, categorised and profiled payment bank data into your products and apps in the most flexible and scalable way.

OpenWrks API
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Faster, more sustainable income and expenditure analysis

Make faster, more personalised and sustainable affordability decisions for every customer with our AI powered income and expenditure tool.

Tailor the information your customers need to provide to make an accurate and proportional affordability decision every time.

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Get Open Banking insights with zero tech required

Offer all the value of our secure Open Banking authentication flow for your customers and get that insight to your staff through our secure, intuitive and zero tech dashboard. Simply tell us what your team needs to know and we’ll give them the answer in our OpenWrks dashboard. 

Whether you want to enhance underwriting decisions, confirm repayment affordability or verify income the OpenWrks dashboard can be the quickest and easiest way to start using Open Banking data in your business.

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The OpenWrks platform

Built by experts from the credit risk, lending and collections industries, our cumulative 100 years of experience has allowed us to create the OpenWrks Platform. It powers everything we do at OpenWrks, and is made up of three key parts:



Flow is a GDPR compliant authentication journey that lets your customers access their account information and share this with you through a seamless, secure and customised journey.


The brains behind OpenWrks, engine transforms raw payment from any bank into a standardised, categorised and profiled view of your customers’ income and spending patterns. 


Surface is how you receive your customers transformed bank data, so you get the answers you need exactly where you need them most. Whether that’s plugged directly into your existing systems via the OpenWrks API or if you just want the answer, you can use our out of the box surface dashboard.

Ready to make Open Banking work?

Fill in the form to see how the OpenWrks toolkit can help you turn open banking into better products, services, and personalised experiences for your customers.