Your online banking is the easiest place for you to review and control who you have given permission to see your bank account information. Like Direct Debits that you can cancel at any time, within your online banking, you will be able to remove this permission for any service or app as you wish.
Obviously, if you remove your permission for a service provider, it’s likely that they are relying on your bank account to deliver their service to you. In order to use their service again, you’ll simply need to provide your permission again in order to reconnect them to your account information.
When you sign up for a service or app that uses Open Banking, you’ll be presented with all the information that the provider needs your permission to see. You’ll need to give your explicit consent for the provider to access this information.
Your account provider, such as your bank, double checks this for you too. Before connecting any service to your account, your account provider will replay all of the information the service provider has asked to see, so they can confirm that you want to share the information.
You can visit your online banking to remove any permissions that you’ve given to service providers. Alternatively, you could simply express the desire to remove your permission directly with the service provider. You can inform OpenWrks of your desire to remove your permission by contacting us directly here.
Under the General Data Protection Regulations (GDPR), you also have the right to: request a copy of the personal information a service provider holds against you - known as a Subject Access Request; and have your personal data erased - known as a Right to Erasure. You can exercise your rights with OpenWrks by completing a form via the relevant link