OpenAffordability is powered by the OpenWrks platform
Our GDPR and PSD2-compliant authentication flow lets your customers connect your business to their bank through a seamless, secure and customised journey. Flow can be introduced directly into your existing application journey, or kicked off by an agent at the most appropriate time for your customers.
The OpenWrks engine transforms raw data from any UK bank into a standardised, categorised and profiled view of your customers’ income and spending patterns so you can quickly understand your customers specific circumstances and deliver the right customer decision.
Surface is how you receive your customers transformed bank data, so you get the answers you need exactly where you need them most. Whether that’s plugged directly into your existing systems via the OpenWrks API or if you just want the answer then use our out of the box surface dashboard. The Surface Dashboard presents the data in a simple online format, that lets your team quickly make the right decision for every customer.