OpenWrks API

The OpenWrks API provides a single, simple and secure way to integrate customer account information, exactly where you need it. Whether that's integrated into your existing lending or collections journey or plugged into your financial management app, the OpenWrks API gives you the most flexible and scalable way to consume standardised, categorised or profiled bank account information from your customers.

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Pull back categorised transactions

Full flexibility to pull back up to 3 years worth of transactions including merchant, timestamps, transaction type and categorisation.

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Confirm a customer's salary or other income

Get timestamped incoming transactions from a customers account to easily and accurately validate income.

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Track and assess real time balances

Retrieve historic and real time balances to help assess reliance on overdraft, reduce bank fees or dynamically pre-fund to avoid customer bank charges.

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Made by developers, for developers

See how easy it is to integrate the OpenWrks API into your existing applications in our Developer Documents.

The OpenWrks platform



The OpenWrks platform is the backbone that everything we deliver is built on. It includes Flow, our GDPR compliant authentication journey and the standardised, categorised and profiled bank data that we receive from consumers. You can integrate this data from our platform directly into your business through our single secure OpenWrks API. 



We’ve built a suite of applications that applies the data and insight from the OpenWrks platform, delivering it to the right place and in the right format for any use case. From simple, zero tech dashboards through to deeply integrated AI powered affordability assessments, the powerful OpenWrks application suite can flex to your precise business needs.    



The challenges your customers face today are complex, but they want you to solve those challenges in as seamless a way as possible. The OpenWrks platform and products can be combined and integrated to create entirely bespoke solutions to your customers challenges and your business operations.

Want more information about the OpenWrks API?

Fill in the form to see how you can make your customers lives better by enhance your existing processes and systems or creating something completely new with the OpenWrks API.